In short
The main Chaser alternatives are Finero, Upflow, Invoice Butler and Monk. Chaser is reminder-led receivables software for Xero and QuickBooks teams, priced by annual revenue from $259 a month, with a paid human-specialist add-on. Teams look elsewhere when they want the chasing done by an agent rather than a cadence.
Key takeaways
- Chaser publishes prices from $259 a month in the US, syncs two ways with Xero and QuickBooks, and holds 4.9/5 on Capterra.
- Its Compact plan allows 4 users and 4 automated workflows, and human help through Care starts at $1,199 a month.
- Finero’s agent runs the cycle, from $399 a month with unlimited users, and posts cash application into your ERP.
Chaser is one of the best-reviewed tools for smaller receivables teams, and unusually for this market it publishes its prices. The question is whether reminder workflows you design are enough, or whether you want the chasing run for you. This page covers how Chaser works, the gaps that send buyers looking, a head-to-head with Finero, and which of the other alternatives fits which gap.
What Chaser does well
Chaser covers the receivables basics end to end for smaller ledgers: credit checks before you extend terms, polite and persistent reminder sequences that read like a human wrote them, and clean two-way sync with Xero and QuickBooks (plus Sage, Dynamics and NetSuite). Its prices are on its website, it offers a free trial, and a human AR specialist is available if you want one. If your ledger is small enough for cadence-driven chasing to cover it, Chaser serves that model well.
How Chaser works
Chasing. You build reminder workflows from templates: email with an AI email generator, SMS, automated phone calls, in-app calling and automated letters, plus task management and recommended actions for your team.
Getting paid. Chaser Pay gives customers a payment portal and supports payment plans, late payment fees and early payment discounts. It connects to Stripe, one provider at a time.
Credit and forecasting. Credit monitoring and reports, AI debtor risk insights and payment prediction; a receivables forecast comes with the Complete plan.
Plans. In the US, Compact starts at $259 a month for annual revenue under $5m, with 4 users, 30 templates and 4 automated workflows. Core starts at $779 for revenue under $13m, with unlimited users; Complete at $1,169 for revenue under $120m, with a dedicated account manager. The Care add-on, a dedicated AR specialist for follow-ups, calls, inbox and disputes, starts at $1,199 a month with Compact.
Why teams look for Chaser alternatives
- The cadence is yours to design. Chaser sends what your workflows say, and Compact caps you at four of them.
- Price follows revenue. Pass $5m in annual revenue and the entry plan moves from $259 to $779 a month, whatever your invoice volume.
- Human help costs extra. Adding Care to Compact takes the monthly cost from $259 to $1,199.
- Payments run through Stripe. Chaser Pay connects to one Stripe account at a time.
Finero vs Chaser
| Finero | Chaser | |
|---|---|---|
| Entry plan | Core $399 a month: 200 paid invoices included, unlimited users | Compact $259 a month: revenue under $5m, 4 users, 4 workflows |
| How pricing scales | By paid invoices; Scale plan for higher volume and enterprise ERPs | By annual revenue: $779, then $1,169 a month |
| Who chases | Fin, an autonomous agent, escalating exceptions | Workflows you configure; optional human specialist through Care |
| Channels | Email on Core; email, SMS and chat with phone hand-off on Scale | Email, SMS, automated phone calls, letters |
| Payments | Hosted card and ACH pages through your existing processor | Chaser Pay portal on Stripe, one provider at a time |
| ERPs | NetSuite, SAP, Oracle Fusion, Dynamics 365, QuickBooks Online, Xero | Xero, QuickBooks, Sage, Dynamics, NetSuite |
Where Finero is stronger
- An agent decides and runs each step, instead of a cadence you configure and maintain.
- Unlimited users from the entry plan; Chaser’s Compact allows 4.
- Priced by paid invoices, so growing revenue alone does not move you up a plan.
- Payments through the processor you already use, not only Stripe.
- Line-level cash application posted into the ERP, including SAP and Oracle Fusion.
Where Chaser is stronger
- A lower entry price: $259 a month against $399.
- Automated phone calls and letters alongside email and SMS.
- Credit monitoring, debtor risk insights and payment prediction.
- A human AR specialist on tap through the Care add-on.
- Payment plans, late fees and early payment discounts built in.
Choose Finero over Chaser if you want an agent running collections rather than a cadence you design, unlimited users without climbing plans, payments on your own processor, and cash posted into your ERP. Choose Chaser if the lowest entry price matters most, or you want credit monitoring, payment plans and automated letters in the same tool.
Other Chaser alternatives, by the gap they fill
Upflow
Choose Upflow if: you want a team-run collections workflow with a free analytics plan to start.
Upflow offers a free Discover analytics plan and paid plans with unlimited seats, quoted by yearly invoiced value on a yearly commitment. Reminders go by email, SMS, call and letter, and its autonomous Collections Agent starts on the Scale plan.
Invoice Butler
Choose Invoice Butler if: you would rather an outside team did the chasing than configure it yourself.
Invoice Butler has a free tier for AR tracking and follow-up emails on QuickBooks, Stripe or Bill.com. Its managed tier adds AI agents plus its own staff calling and texting your payers, on an annual contract paid in advance.
Monk
Choose Monk if: you want an AI agent with two-way QuickBooks and NetSuite sync that also handles supplier portals.
Monk chases over email and voice with agents that adapt tone to each customer, applies cash from lockbox files and check images, and submits invoices to Coupa and Ariba. It raised a $25m Series A in April 2026 and does not publish pricing.
Questions to ask Chaser before you buy
- Which plan does our annual revenue put us on, and how many users do we need?
- Which reminder steps can run without us building and maintaining the workflow?
- How do payments taken through Chaser Pay get applied in our accounting system?
- What would Care cost on the plan we need?
Side by side
| Platform | Who does the chasing | Payments included | ERP write-back | Processor requirement | Typical deployment | Entry pricing |
|---|---|---|---|---|---|---|
| Finero | Fin. Autonomous agent | Hosted card + ACH pages | Line-level, posted to ERP | Keep your existing processor | Core: same day; custom: 1-2 weeks | From $399/mo |
| Chaser | Reminder-led (your team's cadence) | Chaser Pay portal | Two-way sync (Xero/QBO) | Stripe, one provider at a time | - | From $259/mo (published), free trial |
| Upflow | Your team; Collections Agent from the Scale plan | Upflow Payments, or your gateway via Lite | Cash application write-back on NetSuite and Sage Intacct | Own gateway or your third-party gateway | - | Free Discover plan; paid plans quoted, yearly commitment |
| Invoice Butler | AI agents plus its own staff | Retries failed payments | No, ledgers untouched (vendor statement) | - | About a week (managed tier) | Free tier; managed service custom, annual |
| Monk | AI agent, escalates to your team | - | Two-way sync (QuickBooks, NetSuite) | - | 4 days average (vendor claim) | Not published |
"-" indicates information we haven't verified against a primary source; check with the vendor.
Further reading: our AR software guide reviews nine tools for B2B collections, and the platform overview shows what Fin runs end to end.
Competitor information reflects public sources reviewed on 25 September 2026 and may change; verify details with each vendor.