The safest data is the data we never hold.
Finero sits between your ERP and your payment provider, handling invoices, customer records and payment flows. The most important thing to understand about how it is built is what it deliberately never touches: your customers’ card numbers, and your money.
No cardholder data
Finero never collects, stores or transmits cardholder data: no card numbers (PANs), CVVs or full track data. Card details go straight from your customer to your payment provider. There is no card vault to breach because there are no cards in it.
Funds never held
Money settles directly to your merchant account on your existing payout schedule. Finero never takes custody of customer funds.
GDPR-aligned privacy
Personal data is minimised, processed only for defined purposes, and retained only as long as needed for the purposes in our Privacy Policy.
Full audit trail
Finero keeps an audit log of collector actions, payment events and ERP write-backs, with actor and time.
No change to your PCI scope
Finero uses provider-hosted payment pages, so it does not bring additional systems into PCI scope. You keep your existing merchant agreement, payment provider relationship, and current compliance position.
Your ERP stays the system of record
Invoices and customer records flow into Finero so it can chase and match them. Payments and reconciliation entries flow back. The direction of authority never changes: your ERP remains the ledger of truth, and Finero is an operational layer on top of it rather than a replacement for it.
Write-backs are recorded in the audit log with the actor and the time, so entries Finero posted can be traced to the action that caused them. That matters for internal controls, and it matters in a dispute, where a documented contact and payment history is the evidence that reasonable steps were taken.
Security review and documentation
If your security team runs a formal vendor review, raise it during your demo and we will route the questionnaire to the person who can answer it properly. For how personal data is handled, see the privacy policy.
Bring your security team to the demo.
Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.
30 minutes · No commitment