Autonomous accounts receivable for B2B finance teams.

Yes. Finero is payment-provider agnostic: hosted invoice pages run through your existing processor, on your existing merchant agreement and payout schedule. Switching, multi-homing, or adding providers later doesn't require rebuilding the AR workflow.

No. Finero doesn't mark up processing. You keep your existing merchant agreement and pricing with your payment provider.

Within the policy your team sets, Fin decides when to contact each buyer, through which channel, in what tone, and when to escalate. It reads replies and routes disputes to the right person with the invoice attached. It posts matched cash to the ERP, and anything it cannot match confidently is surfaced as an exception for review rather than posted as a guess.

Your team sets the policy Fin works within: tone, cadence, escalation thresholds, and which accounts need sign-off before any contact. Role-based access limits who can change that policy, and a full audit log records every action Fin takes. Any message or posting can be traced back to a decision.

Fin reads the inbound email, classifies it as a dispute or a question, summarises the issue, and routes it to AR, sales or operations with the invoice context and a one-click action. Dispute codes are applied automatically and the thread is kept against the invoice. Escalation SLAs stop it sitting unanswered.

Card, ACH and wire payments are matched to invoices at the line level, including short-pays, deductions and lockbox or EFT files, and posted back to the ERP with a full audit trail. Anything that cannot be matched confidently becomes an exception for review. Nothing posts as a guess.