How the usage charge actually works
Core includes 200 successfully paid invoices a month. Past that, each additional paid invoice costs 0.1% of the amount collected, capped at $1. The cap is the part worth reading twice: any invoice over $1,000 costs exactly $1 to collect, whether it is $1,000 or $100,000.
A month with 500 paid invoices, averaging $2,000 each, works out at $399 for the plan plus 300 invoices past the allowance. Each is capped at $1, so the total is $699 against $1,000,000 collected.
You are charged on invoices Finero actually collects. An invoice that stays unpaid costs nothing, so the bill tracks recovered cash rather than activity, effort, or the number of people using the product.
What is not on the bill
Finero does not mark up payment processing. You keep your own merchant agreement, your own rates and your own payout schedule with your provider, and money settles directly to you. Finero never holds your funds.
There are no per-seat licences, so the whole finance team can use it without changing the price, and no setup or implementation fee. Most AR tooling charges per user, which penalises exactly the thing you want, which is more of the team seeing the ledger.