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Pricing

Straightforward pricing built around your collection volume

Start with a 30-day free trial and scale as your invoice volume or ERP complexity grows. Unlimited email chasing, users, and configurable permissions are included. No hidden fees.

30-day free trial · no credit card
$399/ month

Billed monthly. Cancel anytime.

Core

For QuickBooks Online and Xero teams. An AI agent chases every invoice and collects payment for you.

  • AI agent chases every open invoice by email, on its own
  • Answers customer replies, like “send me a copy” or “we’ll pay Friday”
  • Payment link on every invoice: card and ACH through your own provider
  • Payments written back to QuickBooks or Xero automatically
  • Connects in minutes, live the same day
  • Unlimited users, no setup fee
  • 200 paid invoices a month included, then 0.1% per extra paid invoice, capped at $1
  • Finero doesn’t charge a payment processing fee, but your provider’s fee applies
  • 1 ERP (QuickBooks Online or Xero) and 1 payment provider
Book a demo

Book a demo to get started with your free trial.

Custom

Billed monthly or annually.

Scale

For higher volume and enterprise ERPs. Everything in Core, plus:

  • Email, SMS and chat chasing, with phone hand-off when needed
  • Automatic reconciliation
  • Priority support
  • Dedicated customer success manager
  • Enterprise ERPs (NetSuite, Oracle Fusion, SAP S/4HANA, Sage, D365)
  • Multiple PSPs and ERPs
Book a demo

Book a demo to get started with your free trial.

How the usage charge actually works

Core includes 200 successfully paid invoices a month. Past that, each additional paid invoice costs 0.1% of the amount collected, capped at $1. The cap is the part worth reading twice: any invoice over $1,000 costs exactly $1 to collect, whether it is $1,000 or $100,000.

A month with 500 paid invoices, averaging $2,000 each, works out at $399 for the plan plus 300 invoices past the allowance. Each is capped at $1, so the total is $699 against $1,000,000 collected.

You are charged on invoices Finero actually collects. An invoice that stays unpaid costs nothing, so the bill tracks recovered cash rather than activity, effort, or the number of people using the product.

What is not on the bill

Finero does not mark up payment processing. You keep your own merchant agreement, your own rates and your own payout schedule with your provider, and money settles directly to you. Finero never holds your funds.

There are no per-seat licences, so the whole finance team can use it without changing the price, and no setup or implementation fee. Most AR tooling charges per user, which penalises exactly the thing you want, which is more of the team seeing the ledger.

Pricing for partners and advisers

Fractional CFOs, accounting firms and outsourced AR teams can run Finero for their clients. Each client company has its own workspace and its own plan: Core at $399 a month, or Scale for enterprise ERPs. There are no per-seat licences, so adding an adviser to a client’s workspace adds nothing to the bill. Partners see every client in one partner dashboard and earn a revenue share on every client they refer.

See the Finero Partner Program, how Finero works as AR software for fractional CFOs, AR software for accounting firms and AR software for multiple clients, and the guide to how fractional CFOs and accounting firms deliver AR.

See autonomous AR invoice collection in action

Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.

30 minutes · No commitment

Pricing questions

How long does setup take?

Core connects in minutes and goes live the same day. Custom implementations take 1-2 weeks.

How much does Finero cost?

Core is $399 per month, billed monthly, and includes 200 successfully paid invoices per month. Additional paid invoices cost 0.1% of the amount collected, capped at $1 per invoice. Scale is priced individually for higher volume and enterprise ERPs.

What happens if we go over 200 paid invoices in a month?

Additional paid invoices are charged at 0.1% of the amount collected, capped at $1 per invoice. You are only charged on invoices Finero successfully collects, so the overage tracks recovered cash rather than activity.

Is there a free trial?

Yes. Finero starts with a 30-day free trial. Core is billed monthly and can be cancelled at any time.

What is included in Core versus Scale?

Core covers one ERP (QuickBooks Online or Xero) and one payment provider. Its AI agent chases every open invoice by email, answers customer replies, puts a card and ACH payment link on every invoice and writes payments back to QuickBooks or Xero. Scale adds multi-channel chasing across email, SMS and chat, with phone hand-off when needed, automatic reconciliation, multiple payment providers and ERPs, priority support and a dedicated customer success manager.

How does pricing work for accounting firms and fractional CFOs?

Each client company has its own workspace and its own plan, so the client pays for its own software and you charge for your service. Plans have unlimited users, so adding an adviser costs nothing extra. Partners earn a revenue share on every client they refer and see every client in one partner dashboard.

Are there setup fees or per-user charges?

No. Unlimited users, unlimited email chasing and configurable permissions are included, and there are no hidden fees. Finero does not add a markup to payment processing because you keep your own processor and merchant agreement.