Run Your B2B Payment Collection on Autopilot
Finero connects to your ERP and payment provider, then runs the entire collection cycle on its own - chasing invoices, accepting payments, handling buyer queries and reconciling back to your ledger.
- REDUCE DSO
- 43%
- COLLECT FASTER
- 1.8x
- CUT WORK
- 80%
INTEGRATES WITH THE ERP SYSTEMS AND PAYMENT PROCESSORS FINANCE TEAMS ALREADY USE
Custom pricing, terms, manual setup, and chasing invoices are the bottleneck of finance teams.
Finance teams still configure invoices manually, chase overdue payments by hand, and post cash back to the ERP line by line. The result is slower collections, more errors, and rising DSO.
Invoices configured by hand
Teams manually set pricing, payment terms, and due dates for each invoice, then enter every detail into the ERP. It is slow, repetitive, and prone to errors.
Manual chasing eats the week
Mondays exporting the aging report, Fridays sending the same reminder emails. Collectors are maxed out before volume even doubles.
Reconciliation overhead
Payments come through multiple systems, and finance teams manually reconcile them to the ERP. Cash stays unapplied, delaying visibility.
One connected flow from invoice to reconciled cash.
Finero is the connective tissue between your system of record, payment provider, and the people paying you. Your ERP stays your ledger, your processor stays your processor. Finero owns the workflow in between.
A unified platform for the full receivables cycle.
Finero removes the burden of invoice delivery, payment collection, and cross-system reconciliation. It replaces the manual processes, spreadsheets, and ad hoc tools your team relies on today.
Autonomous chase
Fin reaches out across email, SMS and chat at the optimal time, escalating from gentle reminders to formal demands when needed.
Hosted payments
Buyers pay card or ACH on a branded page – single invoice or a full open balance – through your existing processor.
AI dispute handling
Fin reads and triages invoice queries, summarises the issue and routes the right context to the right person on your team.
Automatic reconciliation
Payments are matched to invoices at the line level and posted back into your ERP – no manual cash application.
Live AR visibility
One pane of glass for aging, promises-to-pay, collector activity and forecast cash – across customers and regions.
No card data stored
Finero does not store primary account numbers (PANs), CVVs, or other payment card data.
If you invoice another business on terms, Finero works for you.
Whether you bill subscriptions, custom contracts, inventory orders, or project work, Finero adapts to your terms, contract structure, and buyer payment preferences.
- ✓ Split invoices into flexible instalments and payment schedules
- ✓ One-off invoices, recurring contracts, and consolidated statements
- ✓ NET-15 / 30 / 60 / 90, milestone billing, usage-based, or hybrid
Collect on custom pricing, contracts and usage overages – without your finance team chasing every invoice.
AR automation for SaaS Platforms →Collect from trade accounts at scale. Automate AR so terms-based orders do not become collection problems.
AR automation for WHOLESALE & DISTRIBUTION →If your customers pay by invoice, Finero adapts to your terms and automates the chase, collection, and reconciliation flow.
AR automation for any B2B vertical →Keep the processor you already use.
Finero plugs into the major B2B payment providers. You're not locked into one – switch, multi-home, or expand into new markets without rebuilding your AR workflow. Card, ACH, SEPA, BACS, wire - through your existing processor.
- stripeCard processor
- adyenAcquirer / gateway
- Checkout.comAcquirer / gateway
- WorldpayAcquirer / gateway
- Authorize.NetCard processor
- CYBERSOURCEAcquirer / gateway
- Shift4Card processor
- braintreeCard processor
- mollieAcquirer / gateway
- Wix PaymentsCard processor
- AirwallexAcquirer / gateway
- Shopify PaymentsCard processor
- nuveiAcquirer / gateway
- Global PaymentsAcquirer / gateway
- fiserv.Acquirer / gateway
- PayPalWallet & alt-rails
Built for the ERPs finance teams already run.
Invoices and customers flow into Finero. Payments and reconciliation entries flow back. No manual journal entries, no overnight CSV jobs.
Oracle NetSuite
Bidirectional sync between NetSuite and Finero. Invoices, customers and credit terms flow into Finero; payments, deposits and reconciliation flow back as cash application.
Oracle NetSuite AR integration →SAP ERP
Connect SAP S/4HANA or ECC. Finero reads open AR from SAP and posts cleared payments and reconciliation entries back via IDoc, BAPI or SAP API.
SAP ERP AR integration →Oracle Fusion Cloud ERP
Finero integrates with Oracle Fusion Cloud ERP Receivables – pulling transactions and pushing receipts, adjustments and reconciliation back into Oracle.
Oracle Fusion Cloud ERP AR integration →QuickBooks Online
Two-way sync with QuickBooks Online. Finero treats QuickBooks as the source of invoices and posts payments back as matched receipts.
QuickBooks Online AR integration →Xero
Native Xero integration – Finero reads Xero invoices, sends branded reminders, accepts payment and writes settled receipts back.
Xero AR integration →Microsoft Dynamics 365
Integrates with Dynamics 365 Finance and Business Central. Finero owns the AR sub-ledger workflow while Dynamics stays the system of record.
Microsoft Dynamics 365 AR integration →Turn payment terms into automated collection workflows, with reconciliation written back to your ERP – without replacing the systems you already run.
See how Fin runs it →Quick answers about Finero.
If you're evaluating Finero, these are the questions finance and IT teams ask most.
What does Finero do?
Finero is an autonomous accounts receivable platform. It connects to your ERP and payment provider, then runs the entire collection cycle for you – sending reminders across email, SMS and chat, accepting card and ACH on hosted invoice pages, handling buyer queries with an AI agent named Fin, and reconciling cash back to your ERP.
Is Finero a payment processor?
No. Finero is payment-provider agnostic. You keep your existing processor – Stripe, Adyen, Worldpay, Authorize.Net, Shift4 and others – and Finero orchestrates the receivables workflow on top.
How is Finero different from accounting software or an ERP?
Accounting software and ERPs store the record of truth for invoices and cash. Finero sits beside them and runs the operational work: chasing, accepting payment, triaging disputes and posting reconciliation entries back.
Which ERPs does Finero integrate with?
Out-of-the-box: Oracle NetSuite, SAP ERP, Oracle Fusion Cloud ERP, Microsoft Dynamics 365, QuickBooks Online and Xero. Custom ERP connectors are available via our integration team.
Which payment providers can I use?
Stripe, Adyen, Checkout.com, Worldpay, Authorize.Net, Cybersource, Shift4, Braintree, Mollie, Wix Payments, Airwallex, Shopify Payments, Nuvei, Global Payments, Fiserv and PayPal – among others. New providers are added regularly.
How quickly can we go live?
Most teams are live in 2–4 weeks. Time-to-value is driven by your ERP connector, not by Finero – once invoices and customers sync, Fin starts chasing immediately.
See autonomous AR invoice collection in action
Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.