B2B accounts receivable software, compared.
Three ways finance teams collect from business buyers today: an autonomous AR platform like Finero, a traditional dunning tool bolted on to the ERP, or AR clerks working invoices by hand. Here is how they compare on the work that actually gets cash in the door.
Which approach fits your AR team?
A short heuristic, based on what we see in deployments.
You issue dozens or more invoices each month, manage varied payment terms, and manual AR work is draining valuable team time.
Your invoices are uniform, your terms are fixed NET-30, and reminder cadences are the only thing standing between you and cash.
You issue a small number of invoices each month, use simple payment terms, and can comfortably manage follow-up and reconciliation manually.
Common questions
What is B2B accounts receivable software?
B2B AR software automates the work between issuing an invoice and reconciling cash – chasing buyers, collecting payment, and posting receipts back to the ERP. Older tools focus on dunning templates; newer platforms like Finero run an autonomous agent that handles each invoice end to end.
How is Finero different from a traditional dunning tool?
Dunning tools fire pre-written email cadences based on aging buckets. Finero's agent decides per invoice what to do next – which channel, what message, when to escalate – and collects payment on hosted pages through your existing processor. The ERP write-back is line-level, not status-only.
Do we have to switch payment processors?
No. Finero is processor-agnostic. Stripe, Adyen, Worldpay, Authorize.Net and others plug in unchanged, on your existing merchant agreement and payout schedule.
How long does Finero take to deploy?
Most customers are live in 2–4 weeks. Time is dominated by your internal access and approvals, not by Finero's setup.
Which ERPs does Finero integrate with?
NetSuite, SAP, Microsoft Dynamics 365, QuickBooks Online and Xero are supported out of the box, with line-level cash application posted back into the source system.
Guides
- What is autonomous AR?Definition of autonomous accounts receivable and how it differs from AR automation, dunning tools and collection agencies.
- How to reduce DSO without hiringFive operational changes – chase cadence, hosted payments, ERP reconciliation, dispute SLAs, self-service – that compound into double-digit DSO reduction.
- Choosing a B2B payment provider in 2026A buyer's framework – acquiring footprint, ACH and surcharging, Level 2/3 data, fees, settlement timing, and what to negotiate.
See autonomous AR run on your own invoices.
Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.