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Finero
Wallet & alt-rails · Global

PayPal + Finero

Offer PayPal as a one-click payment method on Finero's hosted invoice pages. Without making PayPal your primary processor.

Removes friction for buyers who default to PayPal for B2B, while keeping your settled funds and reporting on your main processor.

How Finero uses PayPal

Keep your payment provider

Keep your existing PayPal merchant agreement and payment provider relationship.

Charge at due date

When an invoice falls due, Finero coordinates collection through PayPal.

Hosted pay pages

Buyers pay through provider-hosted payment pages powered by PayPal.

Settlement reconciliation

PayPal settlement files are matched to invoices and posted to your ERP without manual work.

What PayPal means for B2B invoices

Choosing a processor for consumer checkout and choosing one for invoices on terms are different problems. Our buyer’s framework covers the general case. Here is where PayPal lands on it.

Level 2 and Level 3 interchange data

PayPal does not publish a standalone Level 2 or Level 3 position for its core product. If commercial card interchange matters to you, confirm it with PayPal directly or look at Braintree, which does expose Level 3 through its API.

Getting large invoices off cards

PayPal balance and Pay Later cover the buyer side rather than bank debit, so pair it with an ACH-capable rail for larger invoices.

Where PayPal is the right answer

Sellers whose buyers ask for PayPal specifically, usually smaller-ticket or cross-border B2B.

FAQ: Finero with PayPal

Do we keep our PayPal fees?

Yes. Finero doesn't markup processing. You keep your existing PayPal merchant agreement and pricing.

Where do funds settle?

Directly into your PayPal merchant account on your existing payout schedule. Finero never holds your funds.

Can we switch processors later?

Yes. Finero is provider-agnostic. If you move off PayPal, the receivables workflow keeps running with no change to your buyers' experience.

Does PayPal support Level 2 and Level 3 data?

PayPal does not publish a standalone Level 2 or Level 3 position for its core product. If commercial card interchange matters to you, confirm it with PayPal directly or look at Braintree, which does expose Level 3 through its API.

How do bank payments work on PayPal?

PayPal balance and Pay Later cover the buyer side rather than bank debit, so pair it with an ACH-capable rail for larger invoices.

What about multi-currency on PayPal?

Finero presents the correct currency to each buyer based on invoice and customer settings, then reconciles the settled amount in your ledger currency, whatever PayPal settles in.

Is PayPal the right processor for our B2B invoices?

Sellers whose buyers ask for PayPal specifically, usually smaller-ticket or cross-border B2B.

Already on PayPal? Add Finero in days, not months.

Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.