Shift4 + Finero
Pair Finero with Shift4 to combine competitive interchange-plus pricing with automated B2B receivables.
Useful for distributors and field-service businesses that already rely on Shift4. Finero adds invoice-level tokens, ACH and AI chase without changing the merchant relationship.
How Finero uses Shift4
Finero stores Shift4 tokens – not card numbers – keeping you out of additional PCI scope.
When an invoice falls due, Finero charges the buyer's stored Shift4 token automatically.
Buyers without a token pay through a branded Finero page – checkout powered by Shift4.
Shift4 settlement files are matched to invoices and posted to your ERP without manual work.
FAQ – Finero with Shift4
Do we keep our Shift4 fees?
Yes. Finero doesn't markup processing. You keep your existing Shift4 merchant agreement and pricing.
Where do funds settle?
Directly into your Shift4 merchant account on your existing payout schedule. Finero never holds your funds.
Can we switch processors later?
Yes. Finero is provider-agnostic. If you move off Shift4, the receivables workflow keeps running with no change to your buyers' experience.
What about multi-currency?
Finero presents the correct currency to each buyer based on invoice and customer settings, then reconciles the settled amount in your ledger currency.
Explore more payment-provider integrations
- Stripe + Finero integrationUse Stripe as your underlying processor while Finero drives the collection workflow – invoicing, chase cadence, hosted payment links and reconciliation.
- Adyen + Finero integrationConnect Finero to your Adyen account to route B2B card and local-method volume through a single global acquirer.
- Checkout.com + Finero integrationRoute receivables through Checkout.com when your team needs granular acquiring control, FX optimisation and local processing across regions.
- Worldpay + Finero integrationKeep your Worldpay merchant account and let Finero modernise the collection layer on top – hosted pay pages, surcharging logic and automatic posting.
- Authorize.Net + Finero integrationA Visa Solution widely used by US wholesalers. Finero plugs in via Customer Information Manager (CIM) tokens to charge stored cards on the invoice due date.
- Payment-provider integrationsBring your own processor – Stripe, Adyen, Worldpay and more.
- Choosing a B2B payment provider in 2026A buyer's framework – acquiring footprint, ACH and surcharging, Level 2/3 data, fees, settlement timing, and what to negotiate.
Already on Shift4? Add Finero in days, not months.
Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.