Finero + Xero
Native Xero integration – Finero reads Xero invoices, sends branded reminders, accepts payment and writes settled receipts back.
Lightweight to deploy for growing B2B teams who want autonomous chase without leaving Xero as the books of record.
What the Xero integration does, end to end.
- 1. Sync
Xero sends open AR, customer master and terms into Finero on a continuous basis.
- 2. Chase
Fin chases per-invoice across email, SMS and chat – respecting your customers' credit terms.
- 3. Collect
Buyers pay card or ACH on hosted Finero pages, routed through your existing payment provider.
- 4. Reconcile
Cash is matched to invoices at the line level and posted back to Xero with audit trail.
How the Xero sync works
Finero reads sales invoices and contacts from Xero, chases against the live ledger, and writes settled receipts back so bank reconciliation stays clean. Xero remains the books of record throughout – no exports, no parallel ledger, no re-keying.
Deployment is light: once invoices and contacts sync, Fin starts chasing. Unmatched payments surface as exceptions instead of piling up as unreconciled bank lines.
Related: Cash application automation in depth
Xero invoice reminders vs an autonomous layer
Xero's built-in invoice reminders send scheduled emails when invoices fall overdue – a fixed cadence with a payment link. Finero replaces the fixed cadence with judgment: which account to contact, on which channel, in what tone, and when to escalate – with card and ACH payment inside every touch through your existing processor, dispute handling, and receipts written back automatically. Teams on reminder-led tools typically look at this step when volume outgrows cadences.
Related: What is autonomous AR? · Chaser alternatives compared
Common questions about the Xero integration
Does Finero write back to Xero?
Yes – cash receipts, credit memos and reconciliation entries are posted back to Xero via its native API. Every action is auditable.
Will the integration affect our Xero close?
No. Finero respects your accounting periods. Cash receipts are dated by settlement date and post to the correct period.
How long does the Xero connector take to deploy?
Most customers are live within 2–4 weeks. Time is dominated by your internal access and approval, not by Finero's setup.
Can we keep our existing payment provider?
Yes. Finero is processor-agnostic – Stripe, Adyen, Worldpay, Authorize.Net and others all work with the Xero connector unchanged.
Do we keep using Xero as the system of record?
Yes. Xero stays the books of record; Finero owns the chase, payment, and reconciliation workflow on top of it.
Explore more ERP integrations
- Oracle NetSuite AR integrationBidirectional sync between NetSuite and Finero. Invoices, customers and credit terms flow into Finero; payments, deposits and reconciliation flow back as cash application.
- SAP ERP AR integrationConnect SAP S/4HANA or ECC. Finero reads open AR from SAP and posts cleared payments and reconciliation entries back via IDoc, BAPI or SAP API.
- Oracle Fusion Cloud ERP AR integrationFinero integrates with Oracle Fusion Cloud ERP Receivables – pulling transactions and pushing receipts, adjustments and reconciliation back into Oracle.
- QuickBooks Online AR integrationTwo-way sync with QuickBooks Online. Finero treats QuickBooks as the source of invoices and posts payments back as matched receipts.
- Microsoft Dynamics 365 AR integrationIntegrates with Dynamics 365 Finance and Business Central. Finero owns the AR sub-ledger workflow while Dynamics stays the system of record.
- ERP and accounting integrationsNative sync with NetSuite, SAP, Oracle, Dynamics, QuickBooks and Xero.
- AR automation for SaaS PlatformsCollect on custom pricing, contracts and usage overages – without your finance team chasing every invoice.
- How to reduce DSO without hiringFive operational changes – chase cadence, hosted payments, ERP reconciliation, dispute SLAs, self-service – that compound into double-digit DSO reduction.
Run AR on Xero? Let's show you Finero on it.
Book a 30-minute demo with a Finero expert. See how Finero chases, collects, and reconciles invoices end-to-end.